Boone County, KY

Composite Insurance Risk Score: 57.6 / 100 (National rank: #1105)

Axis Scores

Climate Safety 24.7
Insurance Affordability 74.3
Housing Affordability 57.1
Community Resilience 86.8
Social Resilience 85.0
Housing Stability 58.6

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.01%
Price-to-Income Ratio 2.79
FEMA Risk Score (0-100) 75.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Boone County have grown at an average annual rate of 7.88%. During the same period, the population has increased by 6.9%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).