Bertie County, NC

Composite Insurance Risk Score: 34.7 / 100 (National rank: #2525)

Axis Scores

Climate Safety 17.5
Insurance Affordability 41.0
Housing Affordability 88.5
Community Resilience 15.7
Social Resilience 3.2
Housing Stability 40.4

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 3.28%
Price-to-Income Ratio 2.02
FEMA Risk Score (0-100) 82.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Bertie County have grown at an average annual rate of 3.68%. During the same period, the population has decreased by 11.4%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).