Berkshire County, MA
Composite Insurance Risk Score: 48.6 / 100 (National rank: #1702)
Axis Scores
Climate Safety
40.4
Insurance Affordability
62.3
Housing Affordability
17.9
Community Resilience
90.6
Social Resilience
63.3
Housing Stability
28.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.37% |
| Price-to-Income Ratio | 4.02 |
| FEMA Risk Score (0-100) | 59.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).