Berks County, PA

Composite Insurance Risk Score: 47.7 / 100 (National rank: #1764)

Axis Scores

Climate Safety 11.4
Insurance Affordability 91.0
Housing Affordability 38.3
Community Resilience 87.9
Social Resilience 36.2
Housing Stability 33.5

Key Metrics

Annual Insurance Premium (state avg) $1,100
Insurance Burden (% of income) 1.38%
Price-to-Income Ratio 3.23
FEMA Risk Score (0-100) 88.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Berks County have grown at an average annual rate of 7.56%. During the same period, the population has increased by 3.59%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).