Berkeley County, WV
Composite Insurance Risk Score: 55.2 / 100 (National rank: #1257)
Axis Scores
Climate Safety
40.0
Insurance Affordability
82.0
Housing Affordability
35.7
Community Resilience
53.3
Social Resilience
63.4
Housing Stability
57.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 1.73% |
| Price-to-Income Ratio | 3.29 |
| FEMA Risk Score (0-100) | 59.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).