Bergen County, NJ
Composite Insurance Risk Score: 40.4 / 100 (National rank: #2190)
Axis Scores
Climate Safety
1.3
Insurance Affordability
98.9
Housing Affordability
8.6
Community Resilience
62.8
Social Resilience
61.6
Housing Stability
15.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,200 |
| Insurance Burden (% of income) | 0.96% |
| Price-to-Income Ratio | 4.99 |
| FEMA Risk Score (0-100) | 98.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).