Bayfield County, WI

Composite Insurance Risk Score: 81.9 / 100 (National rank: #26)

Axis Scores

Climate Safety 95.4
Insurance Affordability 90.3
Housing Affordability 32.8
Community Resilience 73.6
Social Resilience 89.9
Housing Stability 94.2

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.41%
Price-to-Income Ratio 3.38
FEMA Risk Score (0-100) 4.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Bayfield County have grown at an average annual rate of 7.19%. During the same period, the population has increased by 10.55%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).