Bamberg County, SC

Composite Insurance Risk Score: 37.7 / 100 (National rank: #2345)

Axis Scores

Climate Safety 37.4
Insurance Affordability 25.0
Housing Affordability 83.2
Community Resilience 39.5
Social Resilience 8.3
Housing Stability 29.8

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 4.51%
Price-to-Income Ratio 2.20
FEMA Risk Score (0-100) 62.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Bamberg County have grown at an average annual rate of 5.34%. During the same period, the population has decreased by 9.28%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).