Baltimore County, MD

Composite Insurance Risk Score: 41.8 / 100 (National rank: #2117)

Axis Scores

Climate Safety 4.8
Insurance Affordability 87.0
Housing Affordability 21.7
Community Resilience 86.9
Social Resilience 48.3
Housing Stability 18.3

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.53%
Price-to-Income Ratio 3.81
FEMA Risk Score (0-100) 95.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Baltimore County have grown at an average annual rate of 5.96%. During the same period, the population has increased by 2.75%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).