Baldwin County, AL
Composite Insurance Risk Score: 36.4 / 100 (National rank: #2422)
Axis Scores
Climate Safety
2.3
Insurance Affordability
43.0
Housing Affordability
17.8
Community Resilience
86.2
Social Resilience
69.0
Housing Stability
67.5
Key Metrics
| Annual Insurance Premium (state avg) | $2,480 |
| Insurance Burden (% of income) | 3.15% |
| Price-to-Income Ratio | 4.02 |
| FEMA Risk Score (0-100) | 97.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).