Baker County, OR
Composite Insurance Risk Score: 50.4 / 100 (National rank: #1583)
Axis Scores
Climate Safety
50.6
Insurance Affordability
88.6
Housing Affordability
10.6
Community Resilience
40.0
Social Resilience
39.8
Housing Stability
34.7
Key Metrics
| Annual Insurance Premium (state avg) | $900 |
| Insurance Burden (% of income) | 1.48% |
| Price-to-Income Ratio | 4.69 |
| FEMA Risk Score (0-100) | 49.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).