Baker County, GA

Composite Insurance Risk Score: 52.8 / 100 (National rank: #1419)

Axis Scores

Climate Safety 89.3
Insurance Affordability 24.4
Housing Affordability 66.5
Community Resilience 8.0
Social Resilience 30.1
Housing Stability 61.4

Key Metrics

Annual Insurance Premium (state avg) $2,100
Insurance Burden (% of income) 4.56%
Price-to-Income Ratio 2.60
FEMA Risk Score (0-100) 10.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Baker County have grown at an average annual rate of 7.88%. During the same period, the population has decreased by 10.92%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).