Baker County, FL
Composite Insurance Risk Score: 44.7 / 100 (National rank: #1945)
Axis Scores
Climate Safety
53.1
Insurance Affordability
5.2
Housing Affordability
38.8
Community Resilience
63.5
Social Resilience
56.3
Housing Stability
96.4
Key Metrics
| Annual Insurance Premium (state avg) | $6,000 |
| Insurance Burden (% of income) | 7.52% |
| Price-to-Income Ratio | 3.21 |
| FEMA Risk Score (0-100) | 46.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).