Avery County, NC
Composite Insurance Risk Score: 47.2 / 100 (National rank: #1794)
Axis Scores
Climate Safety
53.3
Insurance Affordability
54.5
Housing Affordability
13.9
Community Resilience
36.3
Social Resilience
26.9
Housing Stability
91.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.60% |
| Price-to-Income Ratio | 4.33 |
| FEMA Risk Score (0-100) | 46.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).