Archuleta County, CO

Composite Insurance Risk Score: 52.6 / 100 (National rank: #1430)

Axis Scores

Climate Safety 85.0
Insurance Affordability 32.9
Housing Affordability 4.5
Community Resilience 30.3
Social Resilience 71.7
Housing Stability 80.0

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 3.85%
Price-to-Income Ratio 5.76
FEMA Risk Score (0-100) 15.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Archuleta County have grown at an average annual rate of 8.74%. During the same period, the population has increased by 4.88%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).