Amherst County, VA
Composite Insurance Risk Score: 72.5 / 100 (National rank: #262)
Axis Scores
Climate Safety
89.6
Insurance Affordability
77.6
Housing Affordability
43.3
Community Resilience
48.4
Social Resilience
65.2
Housing Stability
83.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.89% |
| Price-to-Income Ratio | 3.09 |
| FEMA Risk Score (0-100) | 10.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).