Alleghany County, NC

Composite Insurance Risk Score: 49.1 / 100 (National rank: #1669)

Axis Scores

Climate Safety 92.0
Insurance Affordability 39.4
Housing Affordability 11.6
Community Resilience 12.4
Social Resilience 37.5
Housing Stability 48.9

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 3.39%
Price-to-Income Ratio 4.55
FEMA Risk Score (0-100) 8.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Alleghany County have grown at an average annual rate of 8.97%. During the same period, the population has increased by 1.51%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).