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Allegany County
Allegany County, MD
Composite Insurance Risk Score: 57.7 / 100
(National rank: #1097)
Axis Scores
Insurance Affordability
63.1
Housing Affordability
66.4
Community Resilience
71.5
Key Metrics
| Annual Insurance Premium (state avg) |
$1,400 |
| Insurance Burden (% of income) |
2.35% |
| Price-to-Income Ratio |
2.60 |
| FEMA Risk Score (0-100) |
42.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations.
Scores are percentile ranks across all valid U.S. counties (0-100).
π‘ Market Analysis
Over the past 5 years,
home values in Allegany County have grown at an average annual rate of 5.12%.
During the same period, the population has
decreased by 5.59%.
This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.
*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).