Allegan County, MI

Composite Insurance Risk Score: 70.1 / 100 (National rank: #353)

Axis Scores

Climate Safety 49.3
Insurance Affordability 85.9
Housing Affordability 39.1
Community Resilience 98.4
Social Resilience 82.8
Housing Stability 98.6

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.56%
Price-to-Income Ratio 3.21
FEMA Risk Score (0-100) 50.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Allegan County have grown at an average annual rate of 10.06%. During the same period, the population has increased by 4.57%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).