Albemarle County, VA
Composite Insurance Risk Score: 51.9 / 100 (National rank: #1478)
Axis Scores
Climate Safety
35.4
Insurance Affordability
94.6
Housing Affordability
10.0
Community Resilience
68.9
Social Resilience
75.8
Housing Stability
17.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.25% |
| Price-to-Income Ratio | 4.75 |
| FEMA Risk Score (0-100) | 64.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).