Albany County, NY
Composite Insurance Risk Score: 46.2 / 100 (National rank: #1859)
Axis Scores
Climate Safety
24.4
Insurance Affordability
74.9
Housing Affordability
30.9
Community Resilience
94.0
Social Resilience
56.8
Housing Stability
4.4
Key Metrics
| Annual Insurance Premium (state avg) | $1,700 |
| Insurance Burden (% of income) | 1.99% |
| Price-to-Income Ratio | 3.45 |
| FEMA Risk Score (0-100) | 75.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).