Alachua County, FL

Composite Insurance Risk Score: 15.3 / 100 (National rank: #3106)

Axis Scores

Climate Safety 6.1
Insurance Affordability 1.7
Housing Affordability 10.9
Community Resilience 74.5
Social Resilience 36.7
Housing Stability 3.1

Key Metrics

Annual Insurance Premium (state avg) $6,000
Insurance Burden (% of income) 9.69%
Price-to-Income Ratio 4.66
FEMA Risk Score (0-100) 93.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Alachua County have grown at an average annual rate of 9.12%. During the same period, the population has increased by 7.55%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).