Adams County, PA

Composite Insurance Risk Score: 63.5 / 100 (National rank: #729)

Axis Scores

Climate Safety 38.6
Insurance Affordability 93.2
Housing Affordability 39.8
Community Resilience 73.2
Social Resilience 79.3
Housing Stability 74.4

Key Metrics

Annual Insurance Premium (state avg) $1,100
Insurance Burden (% of income) 1.31%
Price-to-Income Ratio 3.19
FEMA Risk Score (0-100) 61.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Adams County have grown at an average annual rate of 5.46%. During the same period, the population has increased by 3.56%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).