Adams County, OH

Composite Insurance Risk Score: 40.5 / 100 (National rank: #2183)

Axis Scores

Climate Safety 45.5
Insurance Affordability 55.1
Housing Affordability 36.5
Community Resilience 14.6
Social Resilience 26.4
Housing Stability 35.3

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.59%
Price-to-Income Ratio 3.27
FEMA Risk Score (0-100) 54.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Adams County have grown at an average annual rate of 9.29%. During the same period, the population has decreased by 0.85%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).