Adams County, CO

Composite Insurance Risk Score: 24.8 / 100 (National rank: #2960)

Axis Scores

Climate Safety 5.8
Insurance Affordability 39.7
Housing Affordability 7.7
Community Resilience 64.6
Social Resilience 31.1
Housing Stability 24.3

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 3.38%
Price-to-Income Ratio 5.12
FEMA Risk Score (0-100) 94.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Adams County have grown at an average annual rate of 9.5%. During the same period, the population has increased by 5.18%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).