Ada County, ID

Composite Insurance Risk Score: 48.3 / 100 (National rank: #1723)

Axis Scores

Climate Safety 12.0
Insurance Affordability 97.5
Housing Affordability 4.9
Community Resilience 81.6
Social Resilience 83.3
Housing Stability 31.4

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.09%
Price-to-Income Ratio 5.60
FEMA Risk Score (0-100) 87.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Ada County have grown at an average annual rate of 13.6%. During the same period, the population has increased by 13.59%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).